Question:
Is Auto Coverage Available for My Pet?
Answer:
It’s well known that in the event of an accident, auto insurance covers your medical expenses and property damage. However, what about drivers who often bring their pets along for the ride?
Most car insurance companies will consider pets under property damage liability. If you don’t like leaving your furry friend behind, you should consider purchasing sufficient coverage for property damage liability. This will ensure that the costs of those high veterinary bills will be covered. However, there is one restriction on this; insurance companies only provide coverage for pets under property damage liability if the other driver was at fault.
How to Ensure Your Pet is Covered in an Accident
There are a few car insurance companies that offer pet insurance coverage with comprehensive insurance. This will ensure that your pet is covered in an accident regardless of who is at fault. You will have to look into your policy to see if this applies or ask your insurance agent about coverage for pets.
You can reduce the chances of your pet getting injured in an accident by following a few safety measures. For instance, don’t allow your pet to hang its head outside the window. This puts them at a greater risk for becoming injured in an accident as well as damages their eyes. Have your pet properly restrained by keeping them in a pet carrier. Not only will your pet be more secured in a collision, you reduce the chance of getting in a wreck from distraction. Leaving a pet free to roam in the vehicle can become very distracting, especially when they climb on your lap. Furthermore, it is illegal in some states to drive with your pet unrestrained in the vehicle.
Have your pet become familiar with a pet carrier before taking it for a ride in the car. This way, they won’t be scared and the trip will be more pleasant for them and you. A stressed pet can cause distraction by relentless meowing or barking, so you want to be sure your pet is comfortable in the carrier. Keep yourself and your pet safe when getting on the road.
