How Can Students Find Cheap Car Insurance?

It’s no secret that students under the age of 25 pay more for car insurance than any other age group. Since they are at a greater risk of getting into an accident, auto insurers charge as much as double for car insurance for students.

Fortunately, there are ways to save if you are a student. With a little bit of persistence and research, you can unearth big discounts without waiting until you are 25!

1. Be a good driver. The best way to save, although not immediately, is by driving carefully. Be aware when you are on the road to avoid hazards and collisions. Once you have three years with no accidents, you may be eligible for a Good Driver discount with your insurance company.

2. Be a good student. If you’re already a good driver, it’s probably pretty easy for you to also be a good student. And it pays off: most insurers offer special discounts of 5 to 20% off for students who can prove that they are doing their best in school. Ask your insurer what the qualifications are to save.

3. Buy a cheaper (to insure) car. Save that Ferrari you’ve been eyeing for after you turn 25 and buy a car with a high safety rating. You’ll pay less for car insurance, so you can start saving for that Ferrari! 4. Choose higher deductibles. The higher the deductible you select, the less you pay for your car insurance. Just make sure it’s a deductible you can afford to pay.

5. Take a class. Drivers who take driver’s education courses often qualify for insurance discounts as well. The added bonus is that the course can help you achieve #1: be a good driver!

6. Get on your parents’ insurance. Typically, although not always, being on your parents’ car insurance can bring your rate down. Ask your car insurance company if this will help you save before you do it.