If you bought a car for a family member or friend, you may be wondering if your name has to be on the car insurance policy. If you took out a loan and will be paying on it for the foreseeable future, then yes, you are required to be listed on the car insurance. The [...]

When parents are faced with their teens turning 16 and getting their licenses, the biggest question is: should I put my teen on my car insurance policy or should I get her her own? The answer will depend on how your insurance company charges for teen drivers. In most cases, it is cheaper to add [...]

If you’re reviewing your car insurance policy, you may see the term “act of God” in it. While it may seem odd to find religion splat in the middle of your policy, there’s a good reason. An act of God is some kind of damage to your vehicle caused by nature and unpreventable by humans. [...]

If you are involved in a car accident and your car is totaled, you will receive what is called vehicle value for the car. This is the value that the car insurance company puts on your car. Your car insurance company will give you what’s called “fair market value” for your car. This is what [...]

ou know? Here are some hints of where you might be overpaying and over insuring your car. Your Car is 5 Years Old or Older If your car is at least 5 years old and worth $2,000 to $4,000 or less, you might want to reconsider having comprehensive and collision coverage. The reason being: it [...]