Medical Payments Coverage

Any component of your car insurance policy that pays for your medical expenses falls under medical payments coverage. This includes:

• Bodily Injury Liability
• Uninsured/Underinsured Bodily Injury Liability
• Personal Injury Protection

You are also guaranteed medical payments coverage if, as a pedestrian, you are injured by a vehicle. Your medical payments will be paid for up to the amount of coverage you purchase. For example, if your bodily injury liability or uninsured bodily injury liability coverage is $25,000, your medical expenses will be paid for up to $25,000. Beyond that either you or your health insurance will have to pay for expenses.

If you have good medical insurance, you may not find it necessary to carry medical payments coverage, or may choose to elect for a lower amount of coverage if your state requires you to carry it. However, if you have no medical insurance or if your medical insurance deductible is extremely high, having medical payments coverage can help you know that your medical expenses are covered should you be injured in a car accident.

When you get a free quote on our website, you can see how much your medical payments coverage costs as part of your whole insurance policy.