Glass or Windshield Claim

Flying rocks or debris can chip or crack your car windshield easily. Fortunately, most car insurance companies cover you for this type of damage, and by filing a glass or windshield claim, you can get your windshield repaired.

Some car insurance companies require you to pay a deductible, so make sure the cost to repair or replace the windshield are more than your deductible. For example, if your deductible is $500 and the cost to repair the windshield is only $200, it’s not worth it to file a claim.

Your insurance company wants you to file a glass or windshield claim as soon as you notice the damage to avoid total windshield replacement. The cost to completely replace a windshield is significantly higher than the cost to repair a chip or crack, so by repairing the damage quickly, you avoid the risk of the crack getting larger and requiring replacement of your windshield.

Glass or windshield claims do not raise your car insurance premium. Filing a glass or windshield claim is easy. Contact your car insurance company and give them your policy number, year, make and model of your car with the cracked windshield, and the date the damage occurred.