Questions & Answers

Question: Am I Covered by Insurance if I’m Driving a Family Member’s Vehicle? Answer: If you need to borrow your aunt’s car while visiting her for a few days, or if your car is in the shop and you need to borrow your dad’s vehicle (whom you live with), you want to know that you’re [...]

Question: What Is No Fault Car Insurance? Answer: If you live in Colorado, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania or Utah, you may have heard the term “no fault insurance,” but be unsure what it is. Essentially with no fault car insurance, if you get into an [...]

Question: Do I HAVE to Have Car Insurance? Answer: You don’t have to have car insurance…if you don’t want to drive! Auto insurance is required by each and every state in the U.S. There are stringent rules against drivers not carrying car insurance, and harsh punishments for not having insurance, which vary from state to [...]

Question: Do I Need Car Insurance if I Have a Learner’s Permit? Answer: Every driver, even those with learner’s permits, are required to have car insurance. You have a few options when it comes to how you want to set up your policy. You can: Have your own car insurance policy Be carried on your [...]